From general contractors to electricians, plumbers, HVAC techs, roofers, and remodelers, your business lives and dies by the next job. One accident, one damaged property, or one certificate that doesn’t arrive on time can cost you the contract. As an independent agency, Melliand Insurance Agency shops your coverage across multiple carriers to build protection that fits the way you actually work — and gets you the certificates you need, fast.
The risks contractors face
- A client or third party alleges bodily injury or property damage from your work
- Tools and equipment are stolen from a job site or your truck
- An employee is injured on the job
- A general contractor won’t let you on site until you show proof of coverage
Coverages we help you put in place
- General liability — helps protect you against third-party bodily injury and property damage claims tied to your operations.
- Workers’ compensation — helps cover medical bills and lost wages if an employee is hurt on the job, and is required in most situations once you hire.
- Commercial auto — for the trucks and vans you use to run the business.
- Tools & equipment (inland marine) — helps cover the gear you carry from site to site.
- Contractor’s umbrella — extra liability limits when a job or client contract calls for them.
Why contractors work with us
Same-day certificates of insurance so paperwork never costs you a job. Coverage matched to your trade and class code — not a one-size-fits-all policy. A real person who answers when you need an additional insured added before Monday. Serving Little Elm, Frisco, Prosper, The Colony, and the wider DFW area.
Get started
Need a certificate today or a quote on your renewal? Call (972) 346-4666 or request a quote online.