Owning rental property is a business, and a standard homeowners policy won’t protect it. Whether you own one rental or a growing portfolio, Melliand Insurance Agency is an independent agency that shops multiple carriers to help real estate investors protect their properties and their income.
The risks landlords face
- A tenant or visitor is injured on the property and holds you liable
- Fire, storm, or water damage makes a unit unrentable
- You lose rental income during repairs after a covered loss
- A liability claim exceeds the limits on a single policy
Coverages we help you put in place
- Dwelling / landlord property coverage — helps protect the building itself from covered losses.
- Landlord liability — for injury or damage claims tied to the property.
- Loss of rental income — helps replace rent while a covered loss is repaired.
- Umbrella liability — extra limits across multiple properties, valuable as your portfolio grows.
Why investors work with us
As an independent agency, we can place coverage across multiple carriers as your portfolio changes — and bundle it with your personal and business coverage under one relationship. Serving Little Elm and the DFW area.
Get started
Protect your properties and your income. Call (972) 346-4666 or request a quote online.